Routing Number Tips For Chase In Illinois You'll Wish You Knew Sooner
For most Chase customers in Illinois, the routing number is 071000013, which is the number commonly used for ACH payments, direct deposit, and many domestic transfers tied to Illinois accounts.
What the number means
The routing number identifies the bank and, in many cases, the state or processing region tied to your account. For Chase in Illinois, multiple independent references list 071000013 as the standard routing number, including banking explainers and routing-number directories that specifically map Illinois to that code.
This matters because using the wrong routing number can delay a paycheck, reject an ACH transfer, or send a payment to the wrong destination. In practical terms, the ABA number is the one you share when an employer, payer, or platform asks for direct-deposit details.
Illinois routing data
The table below presents the most relevant Chase routing information for Illinois and the related transfer context most people need. The Illinois value is consistent across the cited sources, while the wire-transfer number is separate from the state ACH number.
| Use case | Routing number | Notes |
|---|---|---|
| Chase Illinois ACH / direct deposit | 071000013 | Commonly listed for Illinois accounts |
| Domestic Chase wire transfer | 021000021 | Separate routing number used for wire activity |
| International transfer | CHASUS33 | SWIFT code, not a routing number |
How to find it
If you want to verify the routing number for your own account, the fastest method is to check Chase Online or the Chase mobile app, where account details typically display the routing number alongside the account number. You can also inspect the bottom-left corner of a personal check, where the first nine-digit number is the routing number.
Another reliable option is to call Chase customer service at 800-935-9935, which is repeatedly cited by banking guides as the support line for routing-number confirmation. That is especially useful if you recently opened the account, moved between states, or are unsure whether your account was opened in Illinois or elsewhere.
When to use it
- Direct deposit from an employer.
- Bank-to-bank ACH transfers.
- Automatic bill payments.
- Tax refunds and government deposits.
- Setting up payouts in apps or payroll systems.
For these transactions, the Illinois routing number is the one most people need, not the wire number. Chase-specific guidance and bank-routing reference sites consistently separate domestic ACH usage from wire transfers, which is why the destination matters so much.
Common mistakes
One frequent mistake is using the domestic wire routing number instead of the ACH routing number, which can cause an online payroll form to fail or misroute the payment. Another mistake is assuming every Chase account in every state uses the same number, when banking references show state-based routing differences across the Chase footprint.
It is also easy to confuse a routing number with an account number. The routing number is nine digits and identifies the bank routing path; the account number identifies your individual deposit relationship.
Practical tips
- Use 071000013 for standard Illinois Chase direct deposit and ACH setups.
- Use 021000021 only for domestic wire transfers.
- Confirm the number in your Chase app if the account was opened outside Illinois.
- Double-check the account number before submitting payroll or bill-pay forms.
- Save a screenshot of your verified account details for future reference.
These steps reduce the risk of a rejected deposit or a delayed transfer. In banking workflows, a one-digit error can matter just as much as using the wrong routing number entirely.
Why the Illinois number matters
State-specific routing numbers reflect how large banks process payments across different regions, and Chase is one of the clearest examples of that structure. For Illinois customers, 071000013 has become the standard identifier that payroll departments, payment platforms, and billers expect when they ask for Chase routing details.
"Routing numbers are the fastest way for the banking system to move money to the correct institution and processing channel."
That general principle explains why getting the right number matters more than simply knowing the brand name on your debit card. The safest approach is always to verify the number inside your own account profile before you submit it anywhere.
FAQ
Source-backed note
Multiple current and historical banking references agree that Illinois Chase customers generally use 071000013 for standard routing needs, while domestic wires rely on a separate number and international wires use a SWIFT code.
Helpful tips and tricks for Routing Number Tips For Chase In Illinois Youll Wish You Knew Sooner
What is the Chase Illinois routing number?
The Chase Illinois routing number most commonly listed for ACH and direct deposit is 071000013.
Is the routing number the same for wires?
No. Chase domestic wire transfers typically use 021000021, which is different from the Illinois ACH routing number.
How do I confirm my routing number?
You can confirm it in Chase Online, the Chase mobile app, a paper check, or by calling Chase customer service at 800-935-9935.
Can the number change by account?
Yes. While 071000013 is the standard Illinois number, the best practice is to verify the routing number shown for your specific account in Chase banking tools.
What number do I give my employer?
For payroll direct deposit, use the Illinois routing number 071000013 unless Chase shows a different verified number for your account.